Cardready International- Making buys over the Internet engages four major parties: the buyer or borrowing card holder; the merchant who is offering goods or services for sale; the merchant bank that has contracted with the merchant to enable the merchant to accept borrowing cards over the Internet; and the business that processes borrowing business card payments for the merchant bank, renowned as the obtaining processor. (The obtaining processor methods merchants' borrowing business business card transactions through the financial mesh on behalf of merchant banks.) One other party is engaged, the handing out bank that has issued the buyer's bank business card.

The buyer interacts with the merchant's Web location by utilising a Web browser such as Netscape Navigator. To make borrowing card buys, the consumer should get a bank business business business card from an issuing bank and, when making a purchase, provide bank business card data to the merchant's business application.