Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Bankruptcy debtor letter? - I got a letter in the mail today that wasn't addressed to me, rather, the apartment complex I live in. It did have my address with my apartment number though. The letter was talking about chapter 7 bankruptcy and how I may be a debtor. The creditor was a name I've never seen in my life. What does all this mean? Im assuming, maybe the apt's are filing bankruptcy? i dont know, i've never had to deal with anything like this so any help is greatly appreciated. -