Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I can't stop using my credit card? Should I file bankruptcy? - I like to spend. Some might call me a super spendaholic. Charge it! I always say. I like to go out to fancy dinners, get really really good wine and just put it all on the credit card and so I don't have to worry about it until I want to worry about it. Well now my bill is like $8,000 and I'm getting charged absolutely insane amounts of money every month in interest as my rate is 22%. I only work a part time job and I don't want to quit it for a full time one because it's a pretty cool job with no stress or responsibility. Should I file for bankruptcy? I personally don't care about my credit score. If I can get out of this mess by bankruptcy I will. -