Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How do i keep my tax refund if im filing chapter 7 bankruptcy in indiana? - hi im filing bankruptcy and one of the debts i have is out of service DFAS debt. last year they took my tax check and they will do it again this year. if i file bankruptcy now the trustee will probably take my tax refund. my question i guess is can i file an extension and not file this year and file my 09 and 10 taxes together next year so i ddon'tloose my tax refund? what can i do to keep my refund if tthat's not an option? thanks -