Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Whats worst bad credit or bankruptcy? - since i am out of work for a year my credit is Awful which is why i think i am not getting Job. i had a 30day notice to get out of my apartment i am in ny so my landlord needs to file next week-which i know she is in landlord tenant court. her son threatened me today where as i called the cops but i have a feeling they will sue and if they do i may just declare bankruptcy and start fresh-good or bad idea? -