Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How does the bankruptcy process work? - I don't have credit card debt, but I have a rather high phone bill of roughly $8800. When I called the phone company- after the customer rep I was speaking too told me what my bill was about to be- I was told I would be able to reduce the total bill since I wasn't previously offered an int'l calling plan. After an hour of waiting on the line, the rep came back to say his mngr approved said reduction. I find out a month and $1000 later they decided to revoke the changes. Would bankruptcy help this issue, or am I stuck trying to find a way to pay this off...?? -