Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I filed bankruptcy 3yrs ago and forgot to file reaffirmation for my car which was included in my bankruptcy.? - I have been paying on time for the last 3yrs and check my credit and Chase hasn't been posting my payments to rebilud my credit. I called them and they said there's nothing they could do about it since I didn't file for reaffermation paperwork. So I got a new car loan and told them to come pick it up since it was not helping me to pay on it anyways. 2 months past so I called them and now they said there is a reaffermation on it,but I have the paper work that I was supposed to send in and never did. How is this posssible. How did my status change in the last 2 months since told them to come get it. Also if it was in reaffermation this whole time how come they haven't been posting on my credit for the past three yrs. Is that against the law? Any helpful comments please. I feel like there trying to bully me. -