Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I need to pass an IRS suitability check for a new job. I have bad credit, will this affect me passing? - I need to pass an IRS Suitability check for a new job. I will pass with flying colors in all categories except the credit check. My credit score is poor and have a bankruptcy in 2006. Wondering if the credit rating might cost me this job opportunity? Also how long does it take to get the results? -