Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Chapter 13 Bankruptcy - Student Loan Consolidation? - My lawyer told me that another attorney told him that if I was in default before I filed bankruptcy that they may consider student loan consolidation. He also said, that if I wasn't in default when I filed they will not consider loan consolidation. Please let me know if this is accurate and where can I get more information on student loan consolidation. -