Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - After I declared bankrupcy my mortgage was not reaffirmed. Can I get the mortgage company to reaffirm? - Without refinancing? If not can I legally walk away from my home and buy another one when I qualify. I no longer want my home the price has dropped too much since my bankruptcy to years ago and if I do continue to pay the mortgage on time I at least want it to show on my credit -