Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - When you claim bankruptcy in NY, Do you have to speak to the judge yourself? - I made a mistake with my debt 2 years ago, im seriously considering bankruptcy. Im just so scared im going to have to explain everything to the judge myself. Im going to hire a lawyer to do the bankruptcy for me but im such a shy person and i clam up when im under pressure.

Does the judges ask you when you first started getting the debt?
Also does the judge ask you how come you have so much. -