Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can you qualify for any loan with bad credit even though you are able to make a large down payment? - Like alot of people right now, my family has hit really hard times, my husband's business lost all work, we're both working now but with very limited income. We have tried to make thngs right with our creditors, we've sold our house, and are thankfully walking away with some money, but cannot afford to pay the rest of our outstanding debt off. We have some repossessions (business related in his name) against us, medical bills, credit debt, etc. We need a place to live, and looking at houses that are less expensive than our old one, between $40,000 to $115,000, but wondering what are our options, if any, if we could pay down $15,000-$20,000? Due to our outstanding enormous debt, we'll more than likely have to file bankruptcy anyway. The money we will get from the sale of our house is absolutely all we have, and we're also looking into renting, and possibly moving in with relatives. We are a family of four, with 2 small children and pets, so it's hard infringing on someone else's home, I'm consumed with worry and can't see what's ahead. Any info about credit and what is an option for us would be much appreciated, thank you. -