Most people now resort to taking up personal loans, ie: for shopping, to renovate homes etc. However it is important for you to know whether or not it is appropriate for you to do so. Here, several tips are laid down for you to consider if your reasons to take up personal loans relates. Further reading can be made: https://www.academia.edu/7511353/Taking_Up_Personal_Loans_Should_you_or_Should_you_not – PowerPoint PPT presentation