This video gives you some tips on becoming a smart credit card user for young adults. Credit card is a convenient tool but it has to be used wisely. This video is aimed for young working adults, fresh graduates or students as there has been concern on the increasing bankruptcy cases among credit card users. For further reading, you can click on to this link.: http://www.quora.com/Julin-Ng/Posts/Tips-to-be-a-SMART-credit-card-user-for-young-adults