In our society,
We don't need cash to let us buy.

Why pay for it today,
When we can charge for tomorrow.

The difficulty in this arrangement,
Is being able to keep up with all of those payments,
They seem to start out small,
But tack on monthly service fees, over limits charges, and late charges.

You will find what cost you 10 dollars today,
Will require you to pay off a grand.

That is the fault of this system,
It takes only one second to charge,
And thirty seven years to pay,
Of this I 'm for certain!

Nadalia Bagratuni

http://www.poemhunter.com/poem/charge-it/