An estimated Rs 37,300 crore is lying unclaimed with insurance companies, banks, corporate houses and the Post Office department. If you add the Rs 26,497 crore lying in inoperative provident fund accounts with the EPFO, the total wealth idling without interest adds up to nearly Rs. 64,000 crore. Assuming a nominal rate of 8.5%, investors are losing more than Rs. 5,400 crore in interest every year.

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