To learn more about long-term care insurance and browse different LTCI policies from major carriers, go to http://www.fpsinsurance.com/products/long-term-care-insurance/

Here are the ten most important elements that your long term care insurance (LTCI) policy must have. Please watch the video.

1. Company Reputation

2. Inflation protection

3. Home Health care benefit option

4. Shared care rider

5. Monthly benefit limit instead of daily

6. Care coordinator services

7. Cash benefit

8. Zero day elimination period

9. Pool of money for maximized coverage

10. Comprehensive coverage for all levels of care

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