Lane MacKenzie, a sensible, aspiring newspaper writer living in New York City, returns to her hometown of Savannah, Georgia for the wedding of her best friend Reese Burton, a wealthy, trusting, virginal, but very naive, Southern belle, to Travis Peterson, a wealthy bank employees who is secretly embezzling funds from the local bank. Lane and Reese's best friend, the scheming and amoral Peyton Richards, the daughter of the Burton housekeeper, plans to her her seductive influence on Travis to steal Lane's life savings.