Before the Affordable Care Act, insurers could practice “health status underwriting” or review health records to assess medical risk,
and they could charge higher prices, or even deny coverage, for conditions deemed to be more costly.
“The New AHCA Bill Lists Sexual Assault And Domestic Abuse As ‘Pre-Existing Conditions’”
Before the Affordable Care Act, several states did not have laws that prohibited insurers from counting domestic violence as a pre-existing condition.
Again, this doesn’t mean that the Republican bill gives insurers a free pass to deny coverage
because of these conditions, though people who, for example, cannot afford higher costs could lose insurance in states that receive a waiver from community ratings.
“Under Trumpcare plan, rape would be considered a pre-existing condition.”
The bill does not define rape as a pre-existing condition, and neither did insurers before the Affordable Care Act.