If you are Lic agent, Development Officer or Customer and need more information about lic's Jeevan Umang plan, Table No. 845 in hindi then you can watch this video for totally free.

Death Benefit In Jeevan Umang:-
On death of the Life Assured during the policy term, provided all due premiums have been paid then

On death before the commencement of Risk :-
Return of premium/s paid without interest shall be payable.

On Death after the commencement of Risk :-
Death Benefit, defined as sum of “Sum Assured on Death” and vested Simple Reversionary Bonuses and Final Additional bonus, if any, shall be payable.

Date of Commencement of Risk:-
In case the age at entry of the Life Assured is less than 8 years, the risk under this plan will commence either one day before the completion of 2 years from the date of commencement of policy or one day before the policy anniversary coinciding with or immediately following the completion of 8 years of age, whichever is earlier. For those aged 8 years or more, risk will commence immediately.

Sum Assured on Death:-
10 times of annualized premium;or
Sum Assured on Maturity; or
Absolute amount assured to be paid on death, i.e. Basic Sum Assured.
This death benefit shall not be less than 105% of all the premiums paid as on date of death.