If you are Lic agent, Development Officer or Customer and need more information about lic's Bima Diamond plan in hindi then you can watch this video for totally free.
Lic Bima Diamond Policy is a close ended plan. which would be available for sale up to August 31, 2017.
Bima Diamond Policy is a non linked, with profits, Limited premium payment money back type plan. Lic Policy No 841 which is Bima Dimond offers a combination of Protection and saving.

if you want to know Features, Review & Returns Calculation about Bima Diamond Plan in hindi. then this video is very usefull for you.

Survival Benefit on Bima Diomand:-
On the life assured surviving to the end of each of the specified durations during the policy term, provided all due premiums have been paid, a fixed percentage of Basic Sum Assured shall be payable. The fixed percentage for various policy terms is as below:
For policy term 16 years:
15% of Basic Sum Assured at the end of each of 4th, 8th and 12th policy year.
For policy term 20 years:
15% of Basic Sum Assured at the end of each of 4th, 8th, 12th and 16th policy year.
For policy term 24 years:
12% of Basic Sum Assured at the end of each of 4th, 8th, 12th, 16th and 20th policy year.

Maturity Benefit on Bima Diomand:-
On the life assured surviving to the end of the policy term, provided all due premiums have been paid, “Sum Assured on Maturity” along with Loyalty Addition, if any, shall be payable.
Where “Sum Assured on Maturity” is as under:
55% of Basic Sum Assured for policy term 16 years
40% of Basic Sum Assured for policy terms 20 and 24 years

Loyalty Addition:-
Provided all the due premiums have been paid till date of death or maturity, whichever is earlier, depending upon the Corporation’s experience, the policy shall participate in profits in the form of Loyalty Addition. The Loyalty Addition, if any, shall be payable, on death after completion of 5th policy year but within the policy term or on maturity, at such rate and on such terms as may be declared by the Corporation.
In addition, Loyalty Addition, if any, shall also be considered in Special Surrender Value calculation on surrender of policy during the policy term provided all the premiums for the entire premium paying term have been paid.

Ritesh Lic Advisor
Life Insurance Advisor | Lic Mini Office Owner- Chopan | Motivational Speaker | Life Insurance Agents Trainer |

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