​Investing.com - PayPal (NASDAQ:PYPL) has agreed to acquire online lending company Swift Financial.It will allow PayPal to offer loans to larger businesses that process payments using its platform.It can also use Swift Financial’s capabilities to lend to firms that are not yet users of its services.PayPal has been offering short-term loans to smaller merchants since 2013.The payments firm has lent more than $3bln to 115,000 small businesses.PayPal did not disclose terms of the deal, which is subject to regulatory approval.