Do you know what is auto restore or auto recharge in health insurance policy? How exactly it works? What are the plans which offers auto recharge of health insurance?

So what is auto restore or auto recharge facility in health insurance? Lets take an example of a person who took a health insurance policy of Rs. 5 lac for one year. Unfortunately he made claim in first 6 months. And hospitalization cost was Rs. 5 lac. He can not make claim with the same policy again because the sum assured became zero. So the insurance companies have provided the facility of auto restore or auto recharge of cover amount with NO EXTRA COST.
But there is a condition and that condition is You can not claim for the same reason, disease.
So don't forget to take a health insurance plan which includes auto restore sum insured.
Thank you.
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