The ten costliest weather disasters worldwide this year saw insured damages worth $150 billion, according to a report published on Monday. The same disasters claimed at least 3,500 lives and displaced more than 13.5 million people.

From Australia's out-of-control wildfires in January to a record number of Atlantic hurricanes through November, the true cost of the year's climate-enhanced calamities was in fact far higher because most losses were uninsured.