A U.S. appeals court blocked President Joe Biden’s student loan relief plan, SAVE. The decision favored seven GOP-led states that argued Biden lacked the authority to implement it. The 8th U.S. Circuit Court of Appeals’ ruling could raise monthly payments for millions of borrowers. SAVE offered lower payments and faster debt forgiveness, but critics claimed it was a workaround after the Supreme Court struck down Biden’s broader debt cancellation plan. The program's estimated $475 billion cost fueled GOP opposition, with Republicans seeking to redirect funds toward tax cuts. Consumer advocates warn that the decision will worsen financial burdens on borrowers.