📉 DEBT NATION: WHY BRITAIN IS DROWNING IN CREDIT — AND WHAT HAPPENS NEXT
In this eye-opening video, we dive deep into the UK’s growing household debt crisis. With credit card debt, Buy Now Pay Later (BNPL) schemes, student loans, and mounting insolvency risks, millions of Brits are teetering on the edge of financial collapse in 2025.

💷 Why is everyone living on credit?
✅ Cost of living is rising faster than wages.
✅ Interest rates have soared since 2022.
✅ Energy bills, food prices, and housing costs are forcing families into borrowing just to survive.
✅ Credit cards and BNPL are marketed as "solutions" — but they’re becoming traps.

We explain:
📌 How UK households became reliant on personal debt
📌 The dangerous rise of BNPL services like Klarna, Clearpay, and PayPal Credit
📌 What rising student loan repayments mean for young adults and new graduates
📌 Why insolvency rates and bankruptcies are spiking in 2025
📌 Government policy, economic trends, and financial industry loopholes that made this inevitable

🔍 WHO IS THIS FOR?
This video is made for:
👉 Young adults struggling with credit card bills
👉 Parents trying to budget on a shrinking income
👉 Recent graduates facing student loan stress
👉 Low-income households being crushed by inflation
👉 Anyone who wants to understand how we got here — and what comes next

🌍 We cover real UK data, policies, and stories from people on the frontlines of this financial emergency.

📚 REFERENCES & RESOURCES:
Bank of England Debt Statistics: https://www.bankofengland.co.uk

UK Insolvency Service: https://www.gov.uk/government/organisations/insolvency-service

MoneyHelper UK (Debt Advice): https://www.moneyhelper.org.uk

StepChange Debt Charity: https://www.stepchange.org

Martin Lewis’ MoneySavingExpert: https://www.moneysavingexpert.com

👍 If you found this helpful, LIKE the video
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💬 COMMENT below: Are YOU feeling the debt pressure?
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