U.S. Health Insurance Costs Soar 2025 | Family Premiums $27,000 & Rising Deductibles Explained #usa

Trend Watch USA 2025-11-17

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In 2025, U.S. health insurance costs are rising faster than wages and inflation. Average employer-sponsored family premiums have reached nearly $27,000, with workers paying close to $7,000 out-of-pocket. Deductibles are climbing, and ACA marketplace premiums are expected to surge up to 26% next year. In this video, we break down the latest reports from Washington Post, Reuters, FT, The Guardian, KFF, and Mercer to explain why premiums and deductibles are increasing, who is most affected, and what families can expect in the coming years. Stay informed and understand the real impact of rising healthcare costs on American households.


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