http://greatmarylandliving.com/home-buyers/ Upper Marlboro Realtor. Home Buying Tips! How to buy a home! Free Home Buyer Video Series! Credit scores, 680 is just not what it used to be. This short video talks about credit scores and how the lenders look at the risk. The general idea is that the higher the score you have the better chance you have to get a great conventional loan. If you are using a FHA loan, this video may not apply to you in terms of the points being charged, but the tips still hold true. Make sure you go to the site to see the complete set of videos. Caprika Realty (866) 274-9884 Equal Housing Opportunity.