See here for more details:
https://docs.google.com/viewer?a=v&q=cache:I3fffxAcdHgJ:wellaware1.com/docs/document1.pdf+ex+plan+wellaware&hl=de&gl=de&pid=bl&srcid=ADGEESh9dUGOeTd070ayexDV5XIAyW8jVJwDA8Kb9KoESpcIpBPS8Lhr1xYFNT_PM9-Uf7e_rWehHD8r1U5yoGl8YMhdrqoKnwCq5AqaGYNEAB6qjzPBl_UHh1RoSezQ8Ui_FnTENnNE&sig=AHIEtbTdPKa-LTLb4KbLOHu3ruxXMrCLWQ