http://blog.christianmoney.com/2012/04/homeowners-fight-back-with-mortgage-audits.html

A new way that homeowner's are fighting back is through mortgage audits. A mortgage audit firm can audit the mortgage company that originated your home loan looking for errors. These errors may represent an opportunity to get your bank to work with you if you are attempting to obtain a mortgage modification. Full Article here -
http://blog.christianmoney.com/2012/04/homeowners-fight-back-with-mortgage-audits.html