http://www.lendingleaves.com/blog/can-a-payday-loan-lender-come-after-me-for-someone-elses-debt/
http://www.lendingleaves.com/payday-lender-direct

IF you have ever applied for a payday loan, or other lenders, you probably had to give names and phone numbers of references. Lenders don't call them to see if you're a good candidate, they call if you default on a payment.