Car Insurance with a Bad Driving Record<br />Just because you have tickets, accidents, or a DUI does not mean you should overpay on car insurance. Yes, having incidents like these on your driving record means insurers categorize you as a “high risk driver.” And yes, high risk drivers tend to pay higher rates. But having a less than perfect driving record does not mean you are out of luck.<br /><br />First, several factors can work in your favor and can minimize any rate increases. Additionally, there are various ways to prove to insurers your commitment to being a good driver, which can help bring down your rate. And finally, you should shop around to make sure you get insured through a company that specializes in high risk drivers.<br /><br />