My name is Kenny Golde. I am a filmmaker and author. <br /><br />My lastest film, “Uncross the Stars,” is a comedic drama starring Barbara Hershey and Ron Perlman, available now on DVD. (htttp://www.uncrossthestarsmovie.com). <br /><br />I am the author of "The Do-It-Yourself Bailout: How I Reduced My Credit Card Debt from $212,000 to $30,000 in Six Months and Saved Over $100,000." I'm a real person. When I was nearly a quarter of a million dollars in debt on credit cards and looking for help, I learned that it was possible to reach negotiated settlements but I couldn't find any information on how to do it. I found a few websites with bullet points and many companies who wanted me to think I couldn't settle my debt myself because they wanted me to pay them to do it for me. I did to it myself. I negotiated with six, major U.S. banks, settling one card with a $76,000 balance for $25,000 and another with a $39,000 balance for $15,000, among others. <br /><br />I wrote "The Do-It-Yourself Bailout" so that other people in my position could learn about the process before going through it, hopefully gaining confidence and therefore reaching better settlements for themselves and their families. "The Do-It-Yourself Bailout" is available on my website, http://www.SettleYourCreditCards.com. <br /><br />I also recommend Writing Screenplays screenplay formatting add-in that works with Microsoft Word. All the essential script formatting tools at a fraction of the cost. Only $29.95 at http://www.writingscreenplays.net. <br />