Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Is it better to pay for college on a credit card? - And keep making minimum payments? I have a 20,000 dollar credit line. I know that it's more interest but unlike student loans, credit card debt can be forgiven. I can always file for bankruptcy. Then, I'm not straddled with debt like other college graduates. I can live with horrible credit. -