Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Do you have a better chance at getting a credit card from your......? - is it easier to get a credit card from your mortgage lender bank? we have had an account for years at US Bank, however 4 years ago we filed for a medical bankruptcy, and US Bank has a zero tolerance. we have just purchased our first home and our Ioan has been sold to Bank Of America. would it be likely they would consider helping us with a credit card since they own the home loan? thanks :) -