Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How much do I have to save to buy a house with bad credit? - My husband and I have bad credit (foreclosure, repo, judgements, etc.), however, we want a second chance at buying. We are considering bankruptcy to start fresh. My husband has a stable job and makes between $6000-$10000/month but loans are very hard to come by. The average purchase price of the homes we are looking at are about $100000. We have just barely started to save and we are not sure whether to wait a year or two and save up for one cash or can we get a loan now? -