Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Contemplating on filing chapter 7 bankruptcy? - I have a debt of 90K plus. I had this debt before i got married so my wife is not a cosigner in any of them. She on the other hand has a good saving account since before marriage and its all on her name. We dont have anything yet which we own/have jointly. I am contemplating on filing bankruptcy solely so would like to know if her saving account or assets would be affected. -