Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Getting credit. Have some problems with Best Buy? - I filed bankruptcy 3 years ago because of medical bills. Ive had a mortgage for 8 years have never been late on a payment and my local credit union has given me 3 small loans since my bankruptcy that were paid off all on time. I also have a visa card and have never been late with payment even paying off monthly. The last time I checked my credit score was 670. I applied for credit at Best Buy for 1500 for a new refrigerator but was turned down. Do they not look at other credit I have had and only look at bankruptcy -